IncomeBuddie
Your free money. Clear. Every month.
One number that tells you what you can actually spend after rent, DSTV-style bills, family sends, savings, and everything else that quietly drains your account.
The problem
Your salary arrives loud — then disappears quietly.
Between rent, transfers to family, subscriptions, fuel, and "something urgent" texts, it's easy to think you have more room than you really do.
IncomeBuddie doesn't guess. It tracks what matters, subtracts what's committed, and leaves you with one honest free-money number — built for salary earners, freelancers, and traders in Nigeria.
How it works
Three steps. Zero spreadsheet trauma.
Step 1
Log what comes in
Record salary, side gigs, and extras — so your baseline is real.
Step 2
Add what must go out
Bills, obligations, savings goals — committed money stays locked.
Step 3
See free money
Spend and save knowing exactly what's actually yours today.
Built for real life
Everything that shapes your number, in one place
Free money, one glance
Income minus obligations, bills, savings targets, and spend — crystal clear.
Bills & reminders
DSTV-class recurring bills tracked so they stop sneaking up on you.
Obligations
Black tax, rent sends, school fees — pause months when life shifts.
Savings goals
Named goals with pacing so discipline feels doable, not preachy.